What We Can Offer You

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Six Areas of Financial Planning

  • Protection Planning

  • Investment Planning

  • Financial Position

  • Tax Planning

  • Retirement Planning

  • Estate Planning

Some of Our Products and Services

  • Providing qualified and non-qualifed retirement benefit plans.

  • Establishing deferred compensation and salary continuation programs to protect and reward highly valued employees.

  • Implementing financial solutions that address the needs of key executives.

  • Providing an analysis of existing benefit plans for the purpose of helping employers design and implement a voluntary benefit package that enhance the cost effectiveness and appeal of employer-provided programs.

  • Ongoing communications with employees and employers.

  • Conducting in-house seminars to address financial topics and strategies directly impacting today's employees.

 
Protection Portfolio
 
BUSINESS SUCESSION AND ESTATE CONSERVATION STRATEGIES
While we are not in the business of offering tax or legal advice, we can work with you and your professional advisors to help you select the most appropriate products and services for your personal situation and provide information in the areas of:
• Business Succession
• Income and Estate Tax Consequences of Qualified Plans
• Charitable Giving Strategies
• Long-Term Care Insurance
 
INCOME REPLACEMENT INSURANCE PRODUCTS*
Disability Income Insurance today plays a significant role in a financial strategy. We help you review and select features that are appropriate to your situation:
• Disability Income Protection
• Non-cancelable/Guaranteed Renewable Coverage available
• Benefits up to $15,000 a month
• Business Overhead Expense Insurance
• Multi Life Discounts
 
LIFE INSURANCE
• Variable Life, Universal Life and Whole Life Insurance
• Term Life Insurance
• Payroll Deduction Life Insurance
• Key Person Protection
• Accident Death & Dismemberment Coverage
 
BANKING PRODUCTS AND SERVICES**
• Certificates of Deposit (CDs)
• Money Market Accounts
• Savings Accounts
 
Investments
 
MUTUAL FUNDS
 
FUNDING AND SERVICES FOR THE FOLLOWING QUALIFED PLANS
• Pension Plan Funding and Administration
• Profit Sharing and Money Purchase Plan Funding
• 401(k)
• Roth IRA
• SEP
 
FUNDING AND SERVICES FOR THE FOLLOWING NON-QUALIFIED PLANS
• Voluntary Benefits Plans
• Funding Options for Executive Bonus Plans
• Split Dollar Insurance
• Deferred Compensation/Salary Continuation Plans
 
 
* These policies provide disability income insurance only. They do NO provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50% depending on the policy. This ratio is the portion of future premiums, which MetLife expects to return as benefits, when averaged over all people with the applicable policy.
 
** Banking products and services, including deposit accounts, available ONLY from MetLife Bank, NA, Member FDIC, a MetLife affiliated company. 
 
Investment products are not bank deposits, not insured by the FDIC, not guaranteed by or obligations of the bank, not insured by any Federal government agency, may go down in value and are subject to investment risk, including possible loss of principle amount invested.