What We Can Offer You
Our Products and Services
Protection Portfolio
BUSINESS SUCESSION AND ESTATE CONSERVATION STRATEGIES
While we are not in the business of offering tax or legal advice, we can work with you and your professional advisors to help you select the most appropriate products and services for your personal situation and provide information in the areas of:
• Business Succession
• Income and Estate Tax Consequences of Qualified Plans
• Charitable Giving Strategies
• Long-Term Care Insurance
INCOME REPLACEMENT INSURANCE PRODUCTS*
Disability Income Insurance today plays a significant role in a financial strategy. We help you review and select features that are appropriate to your situation:
• Disability Income Protection
• Non-cancelable/Guaranteed Renewable Coverage available
• Benefits up to $15,000 a month
• Business Overhead Expense Insurance
• Multi Life Discounts
LIFE INSURANCE
• Variable Life, Universal Life and Whole Life Insurance
• Term Life Insurance
• Payroll Deduction Life Insurance
• Key Person Protection
• Accident Death & Dismemberment Coverage
BANKING PRODUCTS AND SERVICES**
• Certificates of Deposit (CDs)
• Money Market Accounts
• Savings Accounts
Investments
MUTUAL FUNDS
FUNDING AND SERVICES FOR THE FOLLOWING QUALIFED PLANS
• Pension Plan Funding and Administration
• Profit Sharing and Money Purchase Plan Funding
• 401(k)
• Roth IRA
• SEP
FUNDING AND SERVICES FOR THE FOLLOWING NON-QUALIFIED PLANS
• Voluntary Benefits Plans
• Funding Options for Executive Bonus Plans
• Split Dollar Insurance
• Deferred Compensation/Salary Continuation Plans
* These policies provide disability income insurance only. They do NO provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50% depending on the policy. This ratio is the portion of future premiums, which MetLife expects to return as benefits, when averaged over all people with the applicable policy.
** Banking products and services, including deposit accounts, available ONLY from MetLife Bank, NA, Member FDIC, a MetLife affiliated company. FDIC deposit insurance has temporarily increased from $100,000 to $250,000 per depositor, per ownership category, through December 31, 2013.
Investment products are not bank deposits, not insured by the FDIC, not guaranteed by or obligations of the bank, not insured by any Federal government agency, may go down in value and are subject to investment risk, including possible loss of principle amount invested.
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